Regatta Insurance

Insurance Requirements for Hosting a Regatta

All clubs and associations hosting a championship or regatta are required to carry adequate insurance coverage for the event. At a minimum, clubs or associations need a Regatta Liability policy to be in effect. While Regatta Liability insurance is the minimum requirement, US Sailing recommends that clubs or associations consider a more comprehensive insurance solution such as the US Sailing endorsed Burgee Insurance Program, or equivalent. Both types of policies can be purchased through our insurance partner Gowrie Group.

Yacht clubs, community sailing programs, and class associations are best protected by a comprehensive insurance program that is designed to protect not only the club and its assets, but also the board members, flag officers, volunteers, members, and employees. In addition to providing coverage for assets and people, the insurance program also should include protection for the wide range of activities common to most sailing clubs and organizations – running regattas, borrowing boats, teaching sailing, teaching swimming, holding social events, and serving food and alcohol.

The Burgee Program offers the highest level of insurance protection available to clubs and class associations. The program is managed by the marine experts at Gowrie Group, underwritten by Chubb Group, and endorsed by US Sailing. It is customizable to provide all types of sailing organizations, from year-round clubs to paper clubs, from active One-Design classes to large community sailing programs, the specific and complete protection and services they need.

Contact our insurance partner Gowrie Group to learn more at 860.399.5945 or

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